Car Insurance Rates

planktonthelegend asked:


I recently bought a 1988 Mazda RX-7. I have always wanted one especially as nice as this one. I called my insurance company to add the car to my policy and I insisted on full coverage. They called me back a couple hours later telling me that the car was too old to be covered under full coverage only liability. Please help. Are they pulling my leg? I also have a 1992 Ford Explorer and its full coverage and its only 4 years newer. Whats up with that?
It doesn’t make sense I am willing to pay them extra $$$ to fully cover an older car. You think they would gladly take the money to cover something that isn’t worth as much as a brand new car. Why won’t they cover it I guess is the REAL question.

Joony asked:


I got in an accident around last November around 3 weeks after I got my license and have been without insurance or a car ever since. I’m trying to start driving again but I don’t know what to do about the car insurance. The previous insurance company needs me to pay roughly 320 monthly for 3 years if I want to sign up again.

I’m really new when it comes to car insurance. Does anyone know of a better car insurance I can get? Any tips or information will be very helpful, too. I’m underage and in CA.

JLO asked:


I am currently under my parent’s car insurance and the car is titled in their name. However, my husband I recently got married and are going to be getting our own car insurance policy tomorrow. Does the title of my car need to be transferred to my name before I can get the insurance on it?

BabyEater asked:


I have health insurance with HealthNet. For car insurance, there seems to be 3 major items for coverage:

-BODILY INJURY LIABILITY
-PROPERTY DAMAGE LIABILITY
-UNINSURED MOTORIST & UNDERINSURED MOTORIST

I’m under the impression that the third item is health insurance *for me* if I get into an accident. Why do I want that if I am paying for medical insurance anyway? Should I minimize coverage on this item?

the nice one asked:


my husband & I are going to tijuana for dental work and will only be there a few hours Monday & wednesday. Should I get the insurance or will my car be fine.