Does the condition of the car affect car insurance?
Posted by admin on 04 May 2010 at 10:01 am | Tagged as: Maintenance & Repairs
super1 asked:
Does the car appearance (good or bad) affect how much we pay for car insurance. I know insurance companies always ask “What condition is your car?..any dents, etc” does saying its in good condition make the rates go up or down?
Does the car appearance (good or bad) affect how much we pay for car insurance. I know insurance companies always ask “What condition is your car?..any dents, etc” does saying its in good condition make the rates go up or down?

No, they don’t know what your car looks like. No insurance company ever asked me if I have any DENTS on my car!!! Maybe you should do business with a different company.
No, they do not care. The questions about dents is to note that the dent occured before the new insurance policy was issued.
One exception,you might have a problem with a very old cheap car —-concern with safety problems —liability.
they don,t ask me that. all they ask me is how far i drive, the year, make and model.
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